Terms of Service | Empower Financial Group of America

Services Offered

We provide consultations and access to licensed professionals for the purposes of life insurance, annuities, and retirement income planning. Services may include educational resources, personalized recommendations, and connections with licensed agents.

Eligibility

You must be at least 18 years old and legally capable of entering into contracts to use our services. By using our services, you confirm that you meet these requirements.

No Financial or Legal Advice

All content provided by us is intended for educational purposes only and does not constitute legal, tax, or financial advice unless explicitly stated by a licensed professional in a qualified setting. Always consult your own legal or financial advisors before making decisions.

User Responsibilities

By engaging with our services, you agree to:

• Provide accurate and complete information when requested

• Communicate respectfully with our team and representatives

• Use the information provided solely for personal financial planning purposes

Appointments and Cancellations

Scheduled consultations may be conducted by phone, video, or in person. We reserve the right to cancel or reschedule appointments due to availability or unforeseen circumstances. Clients are encouraged to provide at least 24 hours’ notice for cancellations.

Consent to Contact

By providing your contact information, you consent to receive communications from us via phone, text message, or email. This may include automated or prerecorded messages. Message and data rates may apply. You may opt out at any time.

Limitation of Liability

We are not liable for any losses or damages resulting from your use of our services or reliance on the information provided. Our services are provided "as is" without warranties of any kind.

Modifications

We may update these Terms at any time. Continued use of our services after changes constitutes your acceptance of the updated Terms. We recommend reviewing this page periodically.

Governing Law

These Terms shall be governed by and construed in accordance with the laws of the state in which Empower Financial Group of America is headquartered, without regard to its conflict of law principles.

Contact Information

For questions regarding these Terms, please contact:
Empower Financial Group of America
Email: jscully@empowerfingroup.com
Phone: 657-608-6844
Website: www.empowerfingroup.com