Get Covered.

Worry Less.

Peace of mind is hard to buy. While we can’t predict what life will throw at you, we can help you prepare for it. Our unique blend of coverage options are designed to do one thing: Let you focus on your future.

Every Chapter of Your Life, Safely Guarded

At Empower Financial Group of America we are providing solutions built around your real-world challenges. We understand the pressures of independent work, the burden of unforeseen expenses, and the importance of planning for a secure future. Our commitment is to offer flexible, comprehensive protection that evolves with you.

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Disability Insurance

We all have rainy days, make sure you’re covered

Our Disability Insurance, designed specifically for you, ensures that when unforeseen illness or injury strikes, you receive up to 60% of your income, keeping your bills paid and your mind at ease.

Insurance Benefits:

  • Income Replacement: Receive up to 60% of your gross income during periods when you’re unable to work.

  • Flexible Benefit Periods: Enjoy coverage that extends up to 12 months, providing support for the entire duration of your recovery.

  • Immediate Accidental Coverage: Benefits kick in from day one, ensuring you’re protected immediately in the event of an accident.

  • Maternity Coverage: Standard labor and delivery expenses are included provided the policy has been in effect for at least 10 months prior to delivery.

  • Pre-Existing Conditions Accepted: Our policy is designed to work for you even if you have pre-existing conditions, so you’re not left unprotected.

  • Personalized Solutions: Tailor your coverage to match your income and budget, with the flexibility to increase protection as your financial responsibilities grow.

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Supplemental Insurance

Setbacks are inevitable so secure a rock-solid base

Our Supplemental Insurance ensures that when unforeseen events strike, you receive a lump-sum benefit to cover costs, keeping your finances intact and your future secure.

Insurance Benefits:

  • Immediate Cash Assistance: Receive funds quickly to cover urgent medical expenses.

  • Out-of-Pocket Expense Coverage: Helps pay for treatments, medications, and services not covered by your primary insurance.

  • Hospitalization Support: Covers costs for hospital stays, surgeries, and recovery-related care.

  • Travel & Lodging Assistance: Provides financial help for travel, accommodation, or transportation to specialized care facilities.

  • Family Protection Options: Extend benefits to your loved ones, ensuring your entire household stays financially secure.

  • Financial Stability Assurance: Keeps your finances intact during health challenges, so you can focus on healing without added stress.

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Life & Retirement Insurance

Transform today’s efforts into a plan to protect your future

With our Life & Retirement Insurance, you can build wealth, access tax-free retirement benefits, and protect your family, setting the stage for lasting security.

Insurance Benefits:

  • Diverse Policy Options: Choose from Whole Life, Term Life, or Universal Indexed Life plans designed to fit your unique financial goals.

  • Tax-Free Retirement Benefits: Grow your savings with tax-advantaged benefits that maximize your nest egg for a secure future.

  • Legacy Protection: Secure your family’s financial future and preserve your hard-earned legacy for generations to come.

  • Personalized Financial Planning: Collaborate with our experts to create a tailored strategy that meets your long-term aspirations.

  • Wealth Accumulation: Build a robust financial foundation that turns your lifetime of hard work into lasting security.

  • Flexible Coverage Options: Adapt your plan as your needs evolve, ensuring your protection stays in step with your life.

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Health Insurance

Ensure healthcare is always by your side

For busy lives on the move, your health is non-negotiable. Our Health Insurance guarantees that top-notch care is always within reach, keeping you and your family supported wherever you are.

Insurance Benefits:

  • Nationwide Provider Network: Access a broad range of trusted doctors, hospitals, and specialists across the country.

  • Cost Savings: Save up to 40% compared to private plans without sacrificing quality.

  • Flexible Coverage Options: Choose plans that adapt to your unique lifestyle and needs, reducing paperwork and hassle.

  • Personalized Financial Planning: Collaborate with our experts to create a tailored strategy that meets your long-term aspirations.

  • Preventative Care and Wellness: Benefit from regular checkups, screenings, and wellness programs to keep you on track.

  • Telehealth Services: Enjoy virtual consultations for timely care, no matter where you are.

  • Comprehensive Benefits: From primary care to emergency services, our coverage ensures you have the support you need, exactly when you need it.

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Healthy Lifestyle Benefits

When You’re Fully Charged, Nothing Can Hold You Back

Your well-being is the cornerstone of your success. With our Healthy Lifestyle Benefits, you gain access to expert guidance and innovative treatments that help you ward off chronic conditions and maintain peak energy.

Insurance Benefits:

  • Advanced Therapies: Benefit from cutting-edge treatments like Semiglutide and Trizepitide, available in injection or oral forms to fit your lifestyle.

  • Personalized Health Guidance: Receive one-on-one support from experienced medical professionals who tailor recommendations to your unique needs.

  • Flexible Coverage Options: Choose plans that adapt to your unique lifestyle and needs, reducing paperwork and hassle.

  • Ongoing Wellness Support: Enjoy regular check-ins and plan adjustments to keep your health strategy dynamic and effective.

  • Holistic Approach: Access integrated solutions addressing nutrition, exercise, and mental well-being, so you thrive in every aspect of life.

Empower Your Journey Today

Your challenges are real, and your dreams deserve the best protection. Empower your journey today by filling out the form below and let’s secure your future together.